Frequently Asked Questions After A Car Accident
Within mere seconds, a car accident can change the course of your life. Wilhoit Law Office is here to help you through it. Our firm has represented clients throughout Kentucky for over six generations. We take the time to answer your questions, address your concerns and give you plausible solutions. For your convenience, we have listed some common concerns below.
How much is my case worth?
Every case is different. The value of your claim depends on the circumstances of your accident. However, our goal is to recover the maximum amount of compensation for your claim.
How long do I have to file a claim?
In the state of Kentucky, the statute of limitations is two years from the date of the collision or date of last no-fault payment. While this may seem like a long time, it is important to contact an attorney as soon as possible. Some evidence can be difficult to find as time goes on.
Will I have to go to court?
Again, every case is different. That being said, most cases settle without having to do so. This is because they can be expensive for insurance companies, and it is usually more cost-effective for them to settle out of court. As always, we will be prepared to take your case to court if necessary.
What happens if the court says that I am partially to blame for the accident?
Kentucky is a comparative fault state. This means that if the person seeking money damages is deemed partially responsible for the accident, their percentage of fault is deducted from the award. For example, if you are deemed 30% responsible for the accident, you will only collect 70% of the settlement awarded.
Should I talk to an insurance adjuster?
No, it is not a good idea. Oftentimes, they want to close a claim quickly. This tends to result in a small settlement that doesn’t account for future expenses.
What can my compensation be used for?
Once you receive your settlement, it is up to you how that money is spent. It can cover any lost wages you have suffered, pay for medical expenses or any other bills you have.