Kentucky residents may be interested to learn that the Fourth of July is considered to be the most dangerous summer holiday when it comes to auto accidents. Based on auto claim data from a leading insurer, the Fourth of July and the three days leading up to the holiday saw a 7 percent increase in the number of claims between 2012 and 2016.
Busy traffic, bad or inconsiderate motorists and high levels of stress may cause a Kentucky driver to get angry behind the wheel. According to a study from AAA Foundation for Traffic Safety, men as well as those between the ages of 19 and 39 are most likely to get angry while driving. The study, which was published in July 2016, collected data from 2,705 licensed drivers who reported driving within the past 30 days.
In the aftermath of a car accident, the insurance coverage of the drivers becomes an important issue. In a case where the other driver is at fault, Kentucky residents tend to rely on the at-fault driver's car insurance to pay for injuries and damages. If the at-fault driver lacks sufficient insurance coverage though, an injured person may still be able to recover through his or her own insurance company. There are at least two types of insurance that may apply in such a case: Uninsured motorist coverage and underinsured motorist coverage.
Driving near large trucks and buses is a common occurrence in Kentucky. While you may not think twice about this, you should be mindful of the risks of sharing the road with these big vehicles. Tractor trailers and buses take longer to stop, need significantly more space on the road and have sizeable blind spots. If an accident occurs, these heavy vehicles can cause serious injuries and fatalities.
Georgia parents may be interested in the results of a study regarding crash-related fatality rates among U.S. children. From 2010 to 2014, 2,885 children below the age of 15 died in car accidents, and the study broke these numbers down by state and region. The researchers found that in many Southern states, the rates and total numbers were highest, and the region with the fewest crash-related child deaths was the Northeast.
After a Kentucky motor vehicle accident, it can be difficult to tell if drivers were texting or using their phone in some other way, but if a new device is approved, law enforcement may be able to better identify this as one cause of accidents. The "textalyzer" can be attached to a phone to identify the last actions of the user as well as distinguishing whether the user was in hands-free mode or not.
Kentucky residents who have been in a car crash caused by the negligence of another motorist might suffer from post-traumatic stress disorder, but they might struggle to prove it and its relationship to the accident. Therefore, it may be difficult to get compensation for it in a lawsuit. First, it is necessary to prove that the victim has been diagnosed with PTSD by a doctor. An expert medical witness might be necessary in court.
Kentucky drivers who fail to maintain a safe following distance may be considered at fault in the event of an accident. To prove negligence, occupants of a car that were injured after being hit by a vehicle that was following too closely would need to show that the operator of the tailgating vehicle had a duty of care to drive safely. Then, it must be shown that this duty was breached and that such breach was the cause of their injuries.
Kentucky residents who are excited about the prospect of autonomous vehicles may be interested to learn how these cars could affect the different claims that are filed. For example, as software takes over the driving, it is expected that the number of personal injury claims will decrease while product liability claims will increase.
Kentucky readers may be interested to learn that more than 40,000 people died on U.S. roads last year, according to an estimate released by the National Safety Council. It is the first time that the 40,000 threshold has been crossed since 2007. The increase is linked in part to cheaper gas prices and a rebounding economy.