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Insurance claims increase over Fourth of July holiday

Kentucky residents may be interested to learn that the Fourth of July is considered to be the most dangerous summer holiday when it comes to auto accidents. Based on auto claim data from a leading insurer, the Fourth of July and the three days leading up to the holiday saw a 7 percent increase in the number of claims between 2012 and 2016.

It is recommended that those who intend to drive on summer holidays should take some steps to keep themselves safe. For example, they should ensure that their vehicle has been properly maintained recently, especially if they will be traveling long distances. Bringing a roadside kit and familiarizing themselves with the route can also help ensure that the holiday weekend is a success.

Most importantly, drivers who are traveling for the holiday weekend should avoid any and all distractions. This includes avoiding eating while driving, reading a map, using a cellphone or operating a GPS while the vehicle is turned on. They should also absolutely avoid drinking and driving, as this could result in a serious accident. Those who plan to drink during the holiday festivities should find a designated driver, use a ride-sharing app or opt for public transportation.

No matter how diligent some drivers may be, there are others who put all at risk for becoming involved in car accidents by operating their vehicle while distracted, or under the influence of drugs or alcohol. People who have been injured in such a collision may want to have legal help in seeking compensation for the losses that they have incurred.

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