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July 2017 Archives

Health insurance deductible concerns in divorce

One of the benefits commonly provided by employers could cause serious consequences for some marriages on the brink of divorce. Health care has always played a role in negotiations over custody, spousal support and property division, but the passage of the Affordable Care Act offered those with pre-existing conditions some amount of security. This law may soon be overturned and the prohibition against higher premiums for pre-existing conditions lifted. Some Kentucky couples have responded by showing more reluctance in untying the knot.

IIHS calculates the human cost of higher speed limits

Lawmakers in Kentucky have generally chosen to restrict vehicle speeds to 65 mph even on rural roads, but speed limits may be increased to 70 mph on stretches of highway that meet certain criteria. However, six states have introduced speed limits as high as 80 mph, and drivers in some parts of Texas can travel at 85 mph without breaking the law. Road safety advocates have long claimed that higher speed limits make deadly accidents more likely, and a 2016 study from the Insurance Institute for Highway Safety seems to back up these arguments.

IIHS crash tests cast doubt on Tesla Model S safety claims

Electric cars made by manufacturers like Chevrolet and Tesla are becoming an increasingly common sight in Kentucky, and they are often purchased for their safety features as well as their low running costs. Tesla has referred to its top-of-the-line Model S sedan as the safest car ever made, but that was not the opinion held by researchers from the Insurance Institute for Highway Safety after the non-profit organization submitted it to a series of grueling accident reconstruction tests.

Insurance claims increase over Fourth of July holiday

Kentucky residents may be interested to learn that the Fourth of July is considered to be the most dangerous summer holiday when it comes to auto accidents. Based on auto claim data from a leading insurer, the Fourth of July and the three days leading up to the holiday saw a 7 percent increase in the number of claims between 2012 and 2016.

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Wilhoit Law Office
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Grayson, KY 41143

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